Saturday, January 19, 2019

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How To Block SBI ATM Card

Nowadays almost everyone is using ATM Cards for withdrawing money and for other transactions. ATM Debit Card has become a part of life to make payment anywhere and anytime. But what if your ATM card gets lost or stolen? At that moment you just wish to Block SBI ATM card as soon as possible. Sometimes what happens, who is close to you might steal your ATM card and withdraw money until your ATM balance is finished. Sometime or the other you must have been confused and worried regarding you ATM” What to DO”. So now, it is your time to enjoy freely, because we have brought not only one but many steps to block SBI ATM Card immediately.


If you ever lost your SBI Debit card then you don’t need to worry come what may. We are providing you with all necessary steps to block SBI ATM Card /debit card following. Undoubtedly you will use the following steps then you can block your SBI ATM cum debit card in less than a minute.


There are 4 ways to block SBI ATM: 

  • Via Internet Banking
  • Via SMS
  • Call Customer Care
  • Visite Brach
  • Via Email

1)Via Internet baking:

STEP 1: Visite Official Sbi website, login to your account.

STEP 2: Once you will see dashboard then click on “e-services”





STEP 3: Then click on the “ATM Card Service” option which is available on the left side.



STEP 4: After that Click on the “Block ATM Card” link



STEP 5: Then you need to select your account and click the “Continue” Button


STEP 6: Then SBI will ask you the reason, why you want to block the debit card So, provide the reason, also you can put a remark if there is any else leave it blank and click on“Submit” button



STEP 7: After that, you should select the authentication method 
1)SMS OTP 
2)Profile Password



STEP 8: here I have select One Time Password(OTP) so select this option so you have received OTP to your register mobile number enter this OTP.



 That's It, you have blocked the SBI ATM Cum Debit Card Successfully




2)Via SMS:

First, you have to send SMS BLOCK “0000” Last 04 digits number of your ATM Card to 567676 through your registered mobile number.


3)Call Customer Care:

This one is so simple to step to block ATM Card. Even you can also get in touch with SBI customer care helpline to block your SBI ATM Card at once. What you have to do just make a simple call to customer care on a toll-free number to block it.
  • Toll-Free Number: 1800112211 / 18004253800
  • Alternate Number: 080-26599990

4)Visite SBI Branch:

We provided all the methods to block ATM Card. So that you may easily able to block it, but even then if you are having any problem in the above methods. Then you can take a simple step towards NEAREST Home Branch to Block YOUR SBI ATM Card.

5)Via Email:

You can also get in touch with the SBI customer care DEPARTMENT to block your SBI ATM Card at once. What you have to do just SEND an Email at the given mentioned address.
  • Email Address: contactcentre@sbi.co.in
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    Thursday, January 10, 2019

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    How To Add Beneficiary In SBI

    Internet Banking users of SBI need to add the beneficiary in order to transfer money online from one account to another account. The process of adding Inter-bank or Intra-Bank Beneficiary in SBI is very simple.


    But before that, you should know that you can add a beneficiary to your net banking account:-
    • With Intra-bank Beneficiary Option (Transfer Funds within SBI)
    • With Inter-bank Beneficiary Option (Transfer Funds Outside SBI)

    Difference between Inter-Bank and Intra-Bank Beneficiary of SBI

    Internet banking users of SBI should understand the difference between Inter Bank Beneficiary and Intra Bank Beneficiary as it is important in the money transfer process. Simply people have only two options in the money sending process. Either they send money to the same bank account or they send money to different bank account. In simple words “Intra” means within an “Inter” means without. You can understand clearly about these from below:

    What is “Inter-bank” Beneficiary in SBI?

    Inter Bank Transfer funds enable electronic transfer of funds from the sender SBI account to the account of the beneficiary account maintained with any other Bank.


    For example: If you are an SBI net banking user and you are transferring money to any other bank account (Bank of Baroda, Axis etc). You can Inter Bank Transfer money with IMPS, RTGS or NEFT.

    What is “Intra Bank” Beneficiary in SBI?

    Intrabank transfer means transferring of money SBI account to a beneficiary account having which is available in the same bank.
    For example, A person who has a net banking account in SBI transferring money to the beneficiary account who also has an account in the SBI.

    How to Add Beneficiary in SBI Online

    In order to add a beneficiary in SBI account, one should have Internet banking with a valid user ID and password. On successful SBI login, you can add beneficiary in sbi (inter-bank beneficiary / intra-bank beneficiary) from profile option. You will see add Inter-Bank Beneficiary and Intra-Bank Beneficiary option using which you can add the beneficiaries and can transfer money easily. Now, check the complete procedure to add beneficiaries.

    Procedure to add a beneficiar in SBI – Inter-Bank Beneficiary:



    For the sake of adding an interbank beneficiary in SBI online, you will have to first activate SBI net banking account. Then, if you have activated your Internet Banking Account in SBI then follow below instructions step by step carefully.

    • Firstly, visit the SBI net banking login page https://www.onlinesbi.com/ & click on continue to log in.
    • Now, login to SBI Net Banking Account by using your username & password.
    • Then, click on Payments/Transfers mentioned on Top Menu.

    • Click on "Add&Manage Beneficiary under the Payment/Transfer Section

    • Enter Profile Password And Click on Submit Button,now you will see first 2 option 1)intra-Intra-Bank Beneficiary 2)inter-Bank Beneficiary here we are selecting inter-bank beneficiary so click on “Inter-Bank Beneficiary”. (Do similarly for Intra-Bank beneficiary).
    • Fill the required details & at last tick on I accept the Terms and Conditions

    • Thereafter, click on Approve Now to proceed to approve an interbank beneficiary.,Now click on Approve Beneficiary button.

    • Now there you will find two options named
      • (1) Approve through ATM (IRATA*)
      • (2) Approval through OTP.



    Approve Beneficiary Through ATM:

    If you are going to choose IRATA then, a number will be generated & shown on your screen. You will have to note this number & use it to approve the beneficiary through any SBI ATM. First, you will have to swipe your ATM Card in SBI ATM then put your PIN & follow these instructions: Services ->Others ->Inter Banking Request Approval->Enter the IRATA No.

    Approve Beneficiary Through OTP:

    If you go for this option then you will receive an OTP on your mobile. Then you will have to or need to enter that OTP number in the space provided. Finally, the beneficiary will be approved.



    Now you will get a message saying that you have successfully added & a new beneficiary for the transfer of funds from your accounts Within 4 hours
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    Sunday, January 6, 2019

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    How to Reset SBI Net Banking Password

    SBI Internet Banking Password –: The work which used to take must time to be completed now; you can do that work within the time. To save this precious time we do everything online. One of the internet faculty Internet banking is very important in this era. This helps us to save our lot of time, but it has some advantages and some disadvantages.

    Many times it happens that we forget our internet banking password and all our work stops altogether, which depends on internet banking. Now you don’t need to worry about it at all because we have brought some simple steps. So that, you may get rid of such problems as fast as possible and start doing your work.

    So, if unfortunately you have forgotten your SBI Internet Banking password and you have stopped working. Then do not panic at all. Because we are here to help and going to tell you though this article that all the steps to reset SBI net banking password. Which will help you to get rid of this problem, even you will come to know how easily you can reset your SBI internet banking password again.

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    Thursday, January 3, 2019

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    SBI Charges And Fees


    As we know, State Bank of India (SBI) is one of the best banks. Last month, the State Bank of India (SBI) has changed some of the rules related to the fee. According to this rule, charges will be applicable to many services of State Bank of India such as cash transactions, ATM withdrawal, issue of checkbooks, online fund transfer, Immediate Payment Service (IMPS) and exchange of soiled notes. From 1 June 2017, charges will be imposed on all these services. State Bank of India has made it clear to all its mobile wallet State Bank Buddy user that on June 1, 2017, every ATM Card will have to pay Rs. 25 will be charged. Free transactions are as follows:

    Savings account holders can make 8 transactions (5 times from SBI Bank ATM and 3 times from other Bank ATM) in the Metro Cities and 10 times (5 times from SBI Bank ATM and 5 times from other Bank ATMs) in non- Metro city. If any Indian State Bank customers do any transactions other than this, then they will have to pay.

    The changes made to the services by the State Bank of India are as follows: (SBI New ATM Charges)

    New Charges of Cash withdrawal

    As per the new rule of State Bank of India, all original savings bank account holders will get free withdrawal facility only 4 times (including ATM withdrawals) in 1 month. The additional transaction will be charged at Rs.50 and the service fee will be charged from the branch of the State Bank of India and Rs.20 from the ATMs of other banks and the service charges separately.

    SBI New ATM Charges

    If any State Bank of India will issue ATM Card after 1 June 2017, then customers have to ATM Debit Card Fee. Only RuPay Classic Card account holder will be given a discount.

    New Charges on Online Fund Transfer

    If an SBI customer transmits an online fund transfer from 1K to 10K  by IMPS, then they will have to pay Rs.1* plus service on each transaction separately. And Rs.2* for service transactions between 1L to 2 lakh and service tax, Rs.3* per transaction for 10L lakh to 20L lakh and service tax.

    New Charge on Cheque book

    After 1 June 2017, Savings Bank account holders will also be charged for issue of a new checkbook. These charges are as follows:
    • Rs. 30 service fee on the 10-leaf checkbook.
    • For 25-Leaf Cheque book, customer have to pay a service charge of Rs 75/
    • For 50-Leaf Cheque book, customer have to pay a service charge of Rs 150/-

    Charge on an exchange of soiled notes

    According to the new rule of State Bank of India, if any SBI client exchanges dirty / torn notes, then customers have to pay extra charges. These charges are as follows:
    • If someone exchanges 20 dirty / torn notes whose value is up to 5,000 then it is charge-free.
    • On exchanging over 20 dirty / torn notes, you have to pay a service fee as:
      • Rs.2 on every note
      • or Rs.5 amount of each Rs.1,000.

    New Charges on Cash transaction through banking correspondents

    If SBI Customer deposits to Rs 10000/- in SBI then he will not have to pay any charges. On depositing more than this, customers has to pay 0.25% or minimum Rs. 2 and maximum Rs. 8 as service tax.


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